For the most part, I have been really, really happy with my investments, but like most people playing the real estate game, I have made some mistakes.But that is for another topic.

You need to check around or work with a well established mortgage broker.Avoid the newer loan officers as they are learning their trade and your needs as an investor will exceed what most most mortgage brokers can deal with.

By focusing on a smaller market (like vacant houses and probates) you are sure to get the cream of the crop that noone knows about.Foreclosures are public record, and they are fair game.

Just to verify, though, it's my understanding that the group of investors you have developed relationships with already have established access to their own cash or financing.

It is a mental game and those who get into a rut will stay there.With any proof all it takes is one false example to disprove the theory.

There will always be room for someone to come along and do business in a already established field, but will they be one of the best?

Add yourself, and your listings, to as many real estate portals as you can to take advantage of their established traffic.

I am unsure if I would feel comfortable investing way of state, but I am new to the 'game' myself.

If you just lack credit borrowing to establish credit comes at a cost but it will pay dividends.John Corey

They bought into a game they could not afford to play in the first place and a 1/2 point off the Fed Fund Rate is not going to help them.Good Luck,Jason