As well, how are gains or losses in the currency treated?  

You can quite easily get double digit returns with little to no involvement.  

I've met others that can manage double-digit units while working full time because they screened good tenants, have systems for communication/rent/maintenance, and stick to them.

Is the list you have digital or paper?

Because in my mind, it seems like THE way to go...but then again, what do I know :/A little about me:My background is in design, although I've spent the last decade or so running a tech company (software, design, digital marketing, etc)We're currently renting an apartment, have some cash saved up and would like to diversify into real estateNo kids, no deptI've never built a house, but the process doesn't intimidate me (besides, I'd be working with a builder)Thank you so much for your time!

When you factor in servicing, escrow, and other miscellaneous costs these low priced notes on the surface may be double digit but when you factor in all the costs many are around 8% IRR.

I was expecting double-digit returns from Prosper, and am very disappointed with my low single-digit results.Prosper does issue an annual 1099 reporting earnings for my 401k, which I ignore for my tax filing.I would suspect that you could deposit personal funds into your 401k's Lending Club account and call it a contribution, but I would check with Mark Nolan to be sure.But it seems like to would be simpler and cleaner just to deposit the full $18K to your brokerage account and move funds into Lending Club from there.

I do . ( keep and flip ) several per month, all double digit cash flow, Good luck,  PS team is the most important ingredient 

All I do is mostly multifamily and triple net.On one side you wealth preservation,offset of capital gains,and some cash on cash with triple net.With multifamily you have a few percent more on the cap with more in rent bumps but alot more tenant headaches,management issues,and ongoing maintenance and utility costs.Especially with the value add C type buildings investors want to own.The A and B buildings are gobbled up by institutions and most small investor groups or individuals can't compete.There are a bunch of transactions happening in Georgia for commercial and the market is hot.It's all in what you buy it for.Believe it or not many investors love the United States.Compared to other countries we do not have the civil unrest and currency problems that they do.They still see the United States as a safe haven for their money.You can also get yearly rent bumps in triple net.With pharmacies you can get in with 5% down but they do not have many bumps at all.The corner parcel is valuable but the pharmacies 98 times out of 100 will renew the option when the main term expires (usually) 20 years.Restaurants offer a much better cap but the lenders want 25% down as they are not as bullish on that property type.So it's always a process on how much risk versus the return an investor wants.Even when an investor owns a few house and wants commercial they tend to go for multifamily at first but then they might decide they want something less hands on and involved.For some getting at an 8 cap with a triple net check is worth it over driving an 11 cap with multifamily or residential.I like business tenants because they have CASH FLOW instead of residential ones where the income tends to be more erradic.It is easier to research the strength of the business tenant as well.

a well managed real estate investmetn fund can and should produce low double digit returns safely year in and year out - I know because I manage several funds and have for many years.