Having a banker in your court speaking to other banks and finding out what really is available- This has put our team at a whole new level reflected in amazing rates and huge savings.

She gets her proceeds back right then and pays the tax when she normally would have.Another possible option is that if her 45 days expires after 1/1/22 she will get to defer the tax until April of 2023.

I am not sure if having a police report is helpful in court or not.

Whether or not the law finds you responsible for a specific situation would be determined by the courts. 

Ball in your court now!

if it says the EMD was due X hours after fully executed PA then the sellers agent should have enforced that and not let the buyer proceed with the inspection until the EMD was handled. 

If I wish to proceed with this offer, Zillow will schedule a visit to my home to do an in-home valuation and factor in repair costs in order to finalize their offer.

You could say I will cover the short fall in loan proceeds up to $10k, or something you can afford.

Go find another lender and just proceed as normal.

It is not the norm for matters to go to court, but in case the worst happens, you will want to have as much documentation as possible to make sure things go smoothly.Keep and Provide ReceiptsAlong with documentation of exchanges, keeping receipts and providing receipts to your tenant is a good practice.