My father has been a broker for 25 years with the largest privately owned company in our area, and my grandfather owned various pieces of property where he lived.

on the fee agreements i have seen it states that none of the parties are licensed brokers. also today i was dealing with a refering party that is a licensed real estate agent and he said that his lawyer insisted that he must be paid directly from the hud to his broker in order for it to be legal?

I've talked with two brokers today, and neither one has had an issue with offering me 100% financing on a primary residence.2.

When the project was complete there were broker opinions estimating a sales price of $625k-650k for a profit of over $100k but the idiot listed for 700k because that’s what he wanted.

In that case you are agreeing to a payment for brokering a RE deal.

From that amount, the listing agent offers a certain amount to cooperating brokers to show and possibly sell the property.If that offered amount is entered into a membership driven MLS, it becomes a contract with all participants of that MLS.

I am a mortgage / real estate broker in Michigan, and can assist you with the financing pretty much nationwide and if you are looking for properties in Michigan I can help with that as well.

No, I'm not licensed, I'm not a broker, I'm a consultant therefore I do not need a license.

(start interviewing brokers, RE attorneys, contractors, property managers, etc).

You are getting bad mortgage advice.Find a mortgage broker who handles loans for investors.