I’m currently looking I to a property which has a septic but no septic records are found within the county’s health system.

I would want to know rents are being paid and that those records exist and are not fudged.

I am now onto my next project and based on inspiration from the BiggerPockets Podcast I want to start raising private money for my deals, now that I have a track record and can show investors I know what I am doing. 

This is going off of county records, as well.

One is to hire someone who can scrape that data from your county records.

The mean high for investors that have a strong track record and pretty good cash flow will be 80% LTV.

I would probably look at my county tax records.

-I’d consider using a move in/move out checklist to ensure no damages were done and a periodic walk through-keep good records for expenses and rental income/find a good application for this-read Brandon Turners book on managing rental properties and Craig Curelops house hacking strategies-they both rockGood luck and feel free to DM me with any questions!

If that's an accurate figure for total closing costs (and it includes any escrow funding required, title/recording, origination fee, processing/underwriting fees, etc) then it does not seem unusually high to me, but please keep in mind that my experience is in the asset-based lending space-- so my opinion is skewed.

Then add in the winter storm in Feb where there was record cold temps for a record setting duration and add in power outages.  8 units with frozen pipe related issues some with expensive emergency repairs.