So, the other year or remaining months can be waived.Being self employed under contract is rather an exception and it depends on the company contracting the work.

I imagine they have to agree toLeave by a certain date.Give up their right of redemptionAgree than anything they left behind was abandoned and can be discarded or given away.Hold me harmless for anything that happens to them while they remain in the house.Have i got it covered.

What you said is and still remains poor advice.

Details: I found a wrinkle in the local laws that allows one to build an addition to a SFR in such a way that the completed building remains classified as a SFR yet is easily rentable as a du-, tri- or fourplex and this does not violate any local landlord/tenant laws.I bought four SFR houses in my area for about 300k each.

and what about existing tenants with remaining leases and established rents?...

In a modification they take maybe 1/3 of the balance, put it on the side, use the remaining 2/3 at 2%, 30-40 year amortization, to come up with the greatly reduced payment.  

installation requires a permit, and permit requires an energy form calculated by the A/C company.if you just need either the inside or the outside unit replaced, make sure the old unit that remains uses the new R-410A freon (since 2010), not the older R-22.  

You would need to comp up with the remaining 20%, $19,000, from another source.Many HMLs charge up front points.  

With only a few weeks of listening remaining in my first pass through the Podcast Shows, I have begun to ask myself what I'll do with my time when I am finished?

Every agent should know that in a loan mod, a portion of the principal is temporarily "put on the side", usually about a third, for the sole purpose of calculating a new lower payment (ie 2% interest, 40 year amortization) on the remaining lower balance.