I'll do a 2 layer setup with the room side layer to be cute & window side layer blackout.  

And maybe that "small guy" painter will turn out to be a great guy who will refer you to a "small guy" tile layer?

Uninformed investors often buy loans with vital originals documents missing.  

Good communication is already vital to a relationship and will be important here.

It's just vital to vet them out and find out if their legit or not.

Those skills are vital to your success as an adult- even if you think you have those skills, trust me, you don't.

It's vital to be completely honest, and transparent with these guys so they feel they have a genuine relationship being built, and not someone just asking for money.

Lots of layers to all that stuff down there man.

I believe the Deed of Trust going to the Trustee Sale is in second position and was maxed out by the owner.The other layer of complication on this deal is that the owner is actually deceased and obtained the property originally from his father when his father passed away.

That said, I've been able to be my own Designated Broker for 18 years now and I have never chosen to be "on my own" for many reasons, including a layer of liability protection.