I've been binging BiggerPockets Rookie Podcast for weeks now and I've finally decided to make the leap on to the actual platform and forums.I'm based out of Tampa/St.

I've had great conversations based on similar concerns with my local appraiser.

You need to find contractors with a long history and strong reputation.

Arlo is cell based.

A lot of it is based on F.E.A.R.: False Evidence Appearing Real. 2nd question, have you done all the necessary precursors? 

Please note, based on the numbers provided you will not be cash flowing. 154k loan amount - 30Y fixed  4k in annual taxes & Insurance 7.75% Rate Monthly PITI Payment = $1,436.60Your estimated rental income is only 1k-1.4k per month.

When you save up enough for a strong down payment, buy another property.

I like land locked areas and urban markets as do most firms. look at where banks buy buildings. mostly 20 story buildings in downtown markets for a reason. asset protection and preservation so we try to do it as close as possible. there are lenders in columbus that do 100% hard money financing for renovation loans that based on experience make concessions to experience operators. we are vertically integrated though for design, build, entitlement, leasing, and brokerage so there isn't much missing. licensed general contractor. 

Unless you said something to her about NOT renting to her because she's single, what is she basing the claim on? 

Weighted toward cashflow but would not say no to an slightly below market value strong appreciation play.