@Jessica HowellIn the operating agreement we typically put like $1,000 as initial contribution.

This would be like thinking pizza.com has the best pizza.

In the Bay Area, most HOAs actively restrict less-than 30 days rentals in CC&Rs, and can have % rental caps on units which may make MTRs difficult. 

When people ask me about "what will happen under Trump" I usually go to the text of Project 2025.

This will create some more movement, has been holding up quite a bit of growth.

First good old politicking, find all of the other owners who can vote and see if they will agree to vote with you to allow STR or even to amend the bylays. 

I am a private lender out of Pittsburgh.  

One of the things that is missed so much is that CapEx doesn't happen in real life the way it does in a spreadsheet.

I won't name that company, but I will highly recommend mylandtrustee above ^.One huge perk of Land Trusts and part of the reason we used them for the JV BRRRRs was that ownership percentages could be changed through the project by reaching out to the trustee and doing some straightforward documentation.  

The problem is, airbnb income is not considered "stable" so for qualifying purposes there isn't a way to project that accurately if there isn't any previous rental history for the property.