Assume you will spend about $5000 in costs to do the refi.

And potential for bigger ones in the future.Step two is to spend less than you make.

Since inception Colony has invested $48 billion in over 19,000 assets/loans and has ~$25 billion of assets under management (gross) on behalf of over 250 institutional investors.Through the identification of supply-demand source imbalances in capital, product types and information availability, Colony achieves attractive risk-adjusted returns by investing in real estate and real estate-related debt investments, non-performing loans, distressed assets, real estate-dependent operating companies, and select commercial and residential development opportunities throughout the world.

You end up with a legal mess and possibly lose all equity.My advice is to spend $500 with a good real estate attorney to learn the law and risks in your state.

However, on balance college education is in a very serious bubble.When, following 9/11, the then-president Bush came out and encouraged us to “go spend”, the media was at his throat – how dare he…Well, what's going on now is worse.

Homes that old are not worth moving because of their condition and you'll spend more on the move than the purchase of the home.

Guess I'd call it Bill's Book Club or such.At least you might find some good reads without spending big bucks, I could do beginner, andvanced and full blown super investor, depending on what's there, but I'm sure it covers the spectrum pretty well.I'm not doing it to push any books, have no interest in any of them, but just thought it might act as a guide if you're interested.If you are, let me know by your reply and thoughts and we will see what we can put together

I recognized that the site was a wealth of information and thought about spending more time on it but i never found the time, I searched iTunes for a BP podcast and I found episode 1.

So I need to spend some time looking around this site/blog and see what I can learn.

I wouldn't spend the money on marketing to buyers.