CA.. to make deals work I routinely took my commission in the form of a promissory note.

The man was acting a little edgy and kept telling me "I was a soldier in the US Army" (currently he was on disability).

With a large portfolio (which I don't have) evictions become just another routine expense.CPA fees?

Hi Rob,  If you are going to get disability, check with the local veteran's services. 

Exception01 Qualified retirement plan distributions(does not apply to IRAs) you receiveafter separation from service in orafter the year you reach age 55 (age50 for qualified public safetyemployees).02 Distributions made as part of a seriesof substantially equal periodicpayments (made at least annually) foryour life (or life expectancy) or thejoint lives (or joint life expectancies)of you and your designatedbeneficiary (if from an employer plan,payments must begin after separationfrom service).03 Distributions due to total andpermanent disability.04 Distributions due to death (does notapply to modified endowmentcontracts).05 Qualified retirement plan distributionsup to (1) the amount you paid forunreimbursed medical expensesduring the year minus (2) 7.5% ofyour adjusted gross income for theyear.06 Qualified retirement plan distributionsmade to an alternate payee under aqualified domestic relations order(does not apply to IRAs).07 IRA distributions made tounemployed individuals for healthinsurance premiums.08 IRA distributions made for highereducation expenses.09 IRA distributions made for purchaseof a first home, up to $10,000.10 Distributions due to an IRS levy onthe qualified retirement plan.11 Qualified distributions to reservistswhile serving on active duty for atleast 180 days.12 Other (see Other below).

As a disabled veteran funding fees are waived.

I may be spoiled in my market in Macon, Georgia, but using OPM and Calculating COC based on my down payment and CF after PITI/Vac/Rep, routinely getting numbers above 50% is expected.  

They are not factoring in an maintenance costs such as routine maintenance to HVAC, if there will be any plumbing issues throughout the year, and so on.

Something to keep an eye on.We don't routinely serve the Notice to Pay Rent or Quit.

Johnny could do a VA cash out refi and go up to 100% LTV to use the 20% for a downpayment on another property although if "Johnny" is not 10% or more disabled through the VA he would have a 3% funding fee to do so.3.