Roughly speaking, my mortgage payment would deflate (reducing my "rent payment") or if I rented it out the rent increases would inflate, keeping the previous numbers "real."4)  Social Security @ age 62, $1,760.The above scenario does not include my taxable account of  ~ 110K, which is about 15% stocks, 10% bonds, rest high yield savings cash.  

Hello I am trying to find a way to reduce a huge trash bill (mostly recycle) for a ground floor retail condo units I own. 70% of the bill is due to recycles. 

You can get the information from their filing at Pacer (Public Access for Court Records) they will list the reason they filed and their current income.

(d) A public or private water supplier shall not impose a lien against real property to secure unpaid charges for water furnished unless the owner of such real property is the person who incurred the charges and shall not deny water services when such a lien has been extinguished.

Do you see a point where this strategy of adding functional space reduces its value factor?

The biggest impact IMO would be to upgrade the public areas of the home.

The payments, which were not disclosed to lenders, had the effect of substantially reducing the sales price below what was represented to the lenders.Dozens of properties were involved in the scheme, resulting in several million dollars in losses to lenders, the news release said.https://www.sacbee.com/news/local/article208752464...This guy... didn't  get so lucky.

Another way to look at it, if it is possible, is to Carve out one unit out of the 8 and sell it to reduce debt on the remaining 7.

We then research them to verify that they are not yet on market anywhere, then we can usually find the owner’s names by public record.

Marina,Beware of trading work for rent or reduced rent.