We use a YTD paystub and last year’s W-2(s) to calculate income several different ways:Hourly or salary income calculated to a monthly amountYTD income divided by number of YTD monthsYTD + W-2(s) income divided by the corresponding number of monthsIf these numbers vary too much, then we investigate and require an acceptable Letter of Explanation.Employment StabilityUnless an applicant has exceptional credit, we strive to determine their stability of employment to make sure they’ll always be able to pay the rent on time.

I'd like to highlight a few questions worth examining during an LLC IRA investigation?

I would certainly investigate the free property first.

So if you are in a city with a university and that has companies hiring lots of college grads, that is likely a pretty good indicator.The rent for RbR can be a good bit higher, so definitely continue to investigate it.For the quick/dirty analysis, I found that RbR rent is about 1.5x the traditional long-term rate in my market.

This isn't a hard rule but most banks know these is happening in the background and can't spend the time to go and investigate all of their mortgage loans (espically if they are sold to a big loan collector)

UGHHHH Call the electric company and tell them you think there is an issue from the pole to the home (usually covers hooks or hinges that the guide wire is attached to that the actual power line follows from pole to home) When they come out if they hear noise they are professional enough that they should investigate.

Preliminary looks like +$500 on rents averaging $1600 and all A properties should sell in the market for upper 6's low 7's on a cap rate with current market conditions.

I can do some investigating for you if need be.

I would venture you would need to investigate area by area to determine if you would be allowed to build with one.  

I have done some preliminary site planning and cost analysis on constructing the facility on a property that is owned by a client I work for.