Not defending, which is the same as not paying an attorney to defend will result in a total loss.

You can make your own excel sheet or use the calculator here in BiggerPockets that is all inclusive and gives excellent info in your results.

only 1 in 25 should result in a deal.7 to 8 mailings 3 to 4 weeks apart.They are sellers not buyers.Screen using pat live or another service, or learn how to hire a virtual assistant.

Ask them how they handled their old housing and see if it matches with what you have found.If they are being honest, it would not be a deal breaker for me.

(I would if they want that as part of their loan package, but I would do my own pro-forma and check the calculator, making adjustment to entries for their calculator to provide similar results, you should always put your own pencil to your financing requests. )Be conservative with income projections, debt coverage ratios are a minimum of 120/125% and may be higher by location, type of project, experience and asset coverage. 

Treat this activity like you would any marketing activity and track the results but we have had great results.

for those I used to have a wire type match holder about 2 foot long. 

I was in a similar situation and decided to go with black to match the other appliances.

Thanks for the quick response and sharing - that is awesome end result too! 

Work on building good relations with FNMA or other entities and you may just end up being 'that guy' that won a contract (and also under bidding the competition) as a result.