However, it is also important to consider the applicant's income level, employment stability, and any other positive attributes they may bring to the table.Ultimately, the decision to accept or reject the couple as tenants will depend on the landlord's specific policies and risk tolerance.

Hello, How does a delayed financing work and how is it different than using a hard money lender from the start of the deal?

From everything I’ve found regarding a seller financed deal, it seems that the right lender could make it happen as long as it is your name on the deed. 

Are there lenders who will consider my past str track record when determining Debt-To-Income ratio in regards to turning my current house into an income producing property?

I been researching hard money lenders but i was wondering if anyone else had some suggestions on ways to get into this game if you lack capital?

You want to work with a licensed lender that specializes in bridge, fix and flip, ground up construction and DSCR loans .

cloa...Note should include a provision similar to the following:FOR VALUE RECEIVED, I, [Borrower name] (hereinafter known as “Borrower”), promise to pay to the order of [Trustee/trust, payment address] (hereinafter known as “Lender”) the sum of Fifty-Two Thousand and 00/100 Dollars ($52,000.00), with interest from the date hereof until paid at the rate of Six percent (6%) per annum on the unpaid balance, payable as follows: Commencing on April 1, 2024, and continuing on the 1st day of each and every month thereafter principal and interest payments of $577.31, with the entire remaining unpaid balance of principal and interest, if not sooner paid, being due and payable in full on or before March 1, 2034 (the "maturity date").Record a first priority security instrument (mortgage or deed of trust).

first off if you have to buy a system those are not true private money lenders those are HML ers full stop.private money lenders are folks that you meet personally.. at REIA meetings etc.. other professionals that you may encounter in your day to day that would have invest-able cash. many of these professionals will have IRA solo K profit sharing plans and those are your perfect investor. otherwise quit wasting your time and find the nearest HML that are REAL  ( tons of fakes) their rate will be basically the same as private lenders generally speaking

Working with the county/city on permits and violations Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

In California what are the best hard money lenders ?