List prices for these homes are more in line with traditional residential properties and won't command top dollar from institutional investors compared to existing rental properties with years of income data.  

NH - looking for a commercial equity line to pull the initial investment i made into a 4unit building to hopefully get into another one later this year. are there any institutions out there that will exceed the typical 75% LTV to get as much $ as possible?

An institutional Bridge/Rehab lender like us does need to "season" your down payment funds by gathering two months of bank statements.

Institute a surcharge For AC units if you pay electric.

Personally, I would turn to a local community bank for something like this as opposed to an institutional-style lender like myself.

So many newer investors make the mistake of getting institutional grade advice for what is really a mom and pop sized investment.

However, you would need experience and a verifiable track record before anyone would seriously consider financing you (other than a benefactor).Assuming they have a down payment available and good credit, beginning flippers and investors should rely on institutional financing.

@Lindi NguyenIt’s modeling out red because prices are exorbitantly high and only leaves room for institutional investors to make sense which means renting and once institutional investors are in they have incentive to keep it high or they lose on their investment.

I recommend you check to see if there is a local chapter of the Community Association Institute to learn how they are supposed to be operated and why.

I currently work full-time for an institutional real estate investor in downtown Chicago.