After the year, you can move back to your current house while keeping the FHA loan. 

You will get appreciation, loan amortization, and housing expense savings while you're there. 

Property managers that over promise, work not fully completed to satisfaction, things not being installed correctly, etc.

- A traditional investment loan down payment of 25% down is doable but still hard to cash flow.

I was told my by loan offer over a year ago that the rates in spring of 2024 would be back in the low 6's high 5's... look where we are. 

Other than that I have perfect payment history.Debts:Storage unit-         $190 monthPhone bill-             $160 month (i pay for my moms phone)Truck payment-   $1150 month (owe $58,000) impulse buy, and may be able to sell and get out of loan if needed. 2.9% interestStudent loan payment-    $150 month.

Yes, there are ITIN DSCR lenders out here for $100K and up DSCR loans.More info on DSCR loans:DSCR loans won't use your income to underwrite the loan.

Then what would the loan amount on the home be at that point?

I want to house hack the next 4plex with a conventional primary loan using 5% down. 

The easiest way would be to leverage a DSCR loan.