Worst case, they can be treated with a mildewcide to help ensure no mold growth.

Are you in Cincy proper or suburbs?

Having a mortgage on your personal name and not properly handling the transaction might be breaking one of those rules. 

You'll also want to ensure you have a good property manager to look after the upkeep of the property if you are not there to notice anything deteriorating or which may need attention.You also want to look at whether a pass-through entity helps your bottom line and your taxes.

Drywall cracks, space between trim and floor(both possible foundation issue indicators), proper attic venting(check temp in attic)

and I should speak with a real estate attorney to ensure that wording is correct? 

The fact they are complaining online might be an indication the property manager dealt with them properly so be sure to ask the manager for their side of the story.I hope this basic guide helps.

This way the inspector can test everything out properly .so youd have to have it under contract with a contingency figured in for home inspection to do this before youd actually own it .

there is nothing wrong with Blue Collar demographic.With your description above it is impossible to give proper feedback.How many people live in the town?

. @ Chris Happer you are absolutely right a Flood Cert (properly named (ELEVATION CERTIFICATE) can help with the rating for the NFIP (government) policy.