Marius Fleischer
Convince me - first investment property!
2 May 2024 | 29 replies
According to BiggerPockets, they rated Fayetteville as one of the top 10 cashflow markets.
Scott Trench
Why Do So Many Internet People Think that Society is About to Collapse?
30 April 2024 | 14 replies
I believe that this is due to (finally) rising interest rates deflating asset values, which is highly correlated to the exponential increases in income for top earners like CEOs, executives, money managers, RE investors, and Private Equity Groups.To me, the only logical stance is "rational optimism" (I heard this term from Morgan Housel).
Amy Kim
Keep it !? or sell it !?!?!? Jesussss
29 April 2024 | 3 replies
Now, our rate is 3.5% but I'm not sure what rate I would get then.
David Ounanian
What financing options are available for real estate investors?
30 April 2024 | 2 replies
Here are some common financing options:Traditional Mortgage: Obtain financing from banks with a down payment, paying off over time with interest.Hard Money Loans: Short-term loans with higher interest rates, often from private investors, suitable for quick acquisitions or credit-challenged investors.Private Money Lenders: Individuals or groups offering direct loans, with terms negotiated privately.Seller Financing: Buyers make payments directly to sellers over an agreed period, with terms negotiated between parties.Home Equity Line of Credit (HELOC): Borrow against existing property equity with a revolving credit line, typically offering flexibility.Real Estate Crowdfunding: Pool funds with other investors via online platforms for various real estate projects, offering diverse investment opportunities.1031 Exchange: Defer capital gains taxes by reinvesting sale proceeds into similar properties within a specific timeframe, useful for tax optimization.REITs (Real Estate Investment Trusts): Invest indirectly in real estate through publicly traded companies, offering liquidity and diversification.Joint Ventures/Partnerships: Collaborate with other investors to share resources and risks, leveraging each other's strengths for larger projects.Subject To Financing: Buy a property subject to the existing mortgage that's in place on the property (doesn't get paid off when the property sells).Assumable Mortgage: Buy a property and assume the mortgage that the seller already has in place.Lease Option: Rent a property with the option to buy it prior to a later date.Debt Service Credit Ratio (DSCR): A loan approved based on the income potential of the propertyThese options cater to different investor needs, preferences, and financial situations, providing flexibility in real estate investment strategies.Thanks,
Diana Tran
Advice On Negotiating Repairs With Seller
30 April 2024 | 4 replies
Unit A is about 100 years old and Unit B is almost completely new.Pros:-The duplex is in a very desirable neighborhood with home value appreciation year over year at about 50+%-Rent is also in high demand within this area-Cash flows well even with high interest rates and increasing property taxes-Home is price below average cost per sq ft-The house has been renovated and some parts of it has been remodeledCons:-All issues are with Unit A, the 100 year old unit.
Jeremiah Ellard IV
Rehab & 203k Question (Advice Needed)
29 April 2024 | 2 replies
However, once we started the process interest rates skyrocketed so we paused, to see if they will come down a bit.
Bruno Almeida
Funding a long term rental but don't want to put 20% down for a DSCR loan
30 April 2024 | 5 replies
HOWEVER, you pay a higher rate to do that, you are obviously financing more which also increases your payment.
Bubba McCants
Navigating the Tides: How Current Economic Events are Reshaping Real Estate
29 April 2024 | 5 replies
I thought it would be valuable to kick off a discussion about the latest economic headlines and their impacts on our strategies.1️⃣ Interest Rates on the Move: With recent fluctuations in interest rates, how are you adjusting your financing strategies for acquisitions and holding properties?
Mark Walker
Loan options for a 5 unit house.
29 April 2024 | 12 replies
Asking 1M but I'm thinking 800-900K, thanks ok, then that would work for 30 year fixed programs in that same rate range.
Account Closed
Ashcroft capital - Paused Distributions
29 April 2024 | 248 replies
Cowboys can get in the market now rebuying recent failures at discount, and hoping to ???.