......Thanks for your advice.Hi Donald and Welcome to BP,The % depends on the property, current condition, and age.

Pay PMI -- if you aren't of age to withdraw from your 401k you can't avoid the penalty.

We wanted to put a timeline when we cannot touch the money, maybe five yearsWe are work colleagues and around the same age.

If you take your money out of your retirement accounts prior to reaching eligible distribution age you will be subject to a 10% penalty.

How much does the age of the home factor in here?

It all started at the tender age of 16 , growing up with a passion for building .. building things bigger than myself.

As long as there are no neighbourhood complaints, all seems to be allowed to roll along ... given upwards of 70% of properties in the neighbourhood are student housing, opposition is slowly "aging out" of the area.  

The ARV is based on sold homes within a quarter mile radius, in the same sub-division, of similar size, build, age (all built in 1993), lot size, and style including a house two doors down that sold for $635,000 three months ago.

I am twice your age and I'm not sure I've ever really sat down and written a 5 year plan.Your duplex plans sound very realistic.  

I am looking for some advice in regards to the best contracts to use for every stage of the wholesale transaction in MA as well as the most transparent verb-age for clear disclosure; and also the best clauses to use to cover oneself risk and inspection wise that would still be presenting the seller with the most attractive offer possible.