Our developers have been communicating with city officials, the zoning commission, and the LAAC (Livingston Ave Area Commission) board to to ensure our initial designs will meet the necessary requirements.

Income verification isn't really necessary since the existing tenants already can afford the place, but you can do an income verification if you like. 

You can usually go up to 80% LTV on these products depending on loan amount, income verification type and FICO.

Here is a bit of background on my current situation:I am a 24 year old graduate student and do not have 2 years of income verification from any W-2's. 

I know that there are a few lenders looking into this in the short term, but there needs to be enough equity in it for them to lend to to make it happen. 

I am going to to school for my Real Estate Licence shortly.

One of my plumbers swears by Toto toilets, but the flappers aren’t always easy to find and they are $15 rather than $4 for the universal flappers in most toilets.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

So new ownership that needs to monetize their investment to to a far greater degree than the original owner who had sweat equity. 

Along comes an ordinary Joe who thought a verbal promise was a matter of honor...and the same people school him that he should by rights expect everyone in real estate to be a liar and a snake.This is a dirty, nasty business and all the people in it are covered in cat dirt from head to toe.