hi @Alvin TaverasMortgage Broker here, i've been referring clients out to Credit Unions for their HELOCs. we have a handful of lenders that can do them, but i'm finding the juice is not worth the squeeze in the broker/ wholesale world.

You do not need to own a primary home in order to buy an investment property.

Many buyers/investors are using this strategy to invest in real estate

I needed $35,000 for a new heating system so the bank gave me $28,000 (80%) in a business loan for 60 months which has no prepayment penalty.

Where are you in the capital stack?

You should look at what the other rentals in your area are doing.

I manage both SFRs and multis in Houston.

The right person can easily make over $100k in real estate sales.

While it's exciting to cash in on a successful investment, the looming capital gains taxes can significantly cut into your profits.

With HMLs and cash in place, it sounds like you’re set up for success as you move into BRRRRs and multi-family investments.