@David Pere Thanks for the recommendation, I actually had been talking to @Donald E Appleberry from another thread and have already connected!

@Andrew J PalmerSee if your tax return includes Schedule E and if yes, whether you also have Form 8582 that shows "unallowed losses."

@Jean-Paul E.

@Timothy E Sullivan the short of the long is no the rental market is not saturated in the Lansing area.

Some states do not accept e-signatures so thats something to check.

So that's a pretty awesome parting gift from you to them.And in the meantime you can either refi like @Bob E. was saying. 

Hi @Antonie E Fields!

You need to follow what the tax law says about the treatment of what you expense against the rental on schedule E vs. what you capitalize and gets netted into your ST gain on this sale. 

I feel like she's the road runner and you're Wile E.

For a new bank that I had never dealt with before - they required Two years of taxes including schedule E’s, rent rolls for all properties , 3 months of bank statements as they want to make sure you have the cash to cover N number of months payments,  and personal financial statement.