Listings allow you to advertise your property for sale, and it is typically the first impression a potential buyer has when discovering your property.

The IRS requires that you separate the value of the land as land is a non-depreciable asset, thus you are not able to receive a depreciation deduction for the value attributable to the land.

Typically rates are better and you can go up to 90% LTV from your primary house.

I factor my acquisitions on Adjusted NOI base, out of fear of one off capital draws needed to continue typical rental operations.

I feel the responses you've received in regards to tornados are accurate. 

That's a great creative idea to propose it as a long-term rental, as opposed to the typical arbitrage terms.

I factor my acquisitions on Adjusted NOI base, out of fear of one off capital draws needed to continue typical rental operations.

Short term loans typically do not come with a prepayment penalty and you would end up with the property rented at a better interest rate and could possibly pull out some equity.

Is this typical when it comes to fix-and-flips and how should I approach and solve this situation that I am in? 

Nathan, Congratulations, as Alecia said the first one is typically the hardest.