@Dakota Dalsing, it sounds like you need to narrow your thinking and find a strategy that works for YOU.

Coffee sounds great if a third person would be considered  :)

If you are going through Guaranteed Rate for your prequalification feel free to reach out directly if something doesn't sound right.  

From the CA website:A landlord can only deduct certain items from a security deposit The landlord can deduct for:Cleaning the rental unit when a tenant moves out, but only to make it as clean as when the tenant first moved inRepairing damage, other than normal wear and tear, caused by the tenant and the tenant's guestsRestoring or replacing furniture or other personal items, but only if this was included in the rental agreement and the damage isn't from normal wear and tear Generally, a landlord can keep part of the security deposit for rent owed.

Sounds like more of a social concern than a business one.

The downside of Milwaukee is that it is an old city and the houses need significant capex, for example we replace several driveways every year, because after 60+ years the concrete on some of them is pretty bad.

All normal expenses deducted management maintenance landscaping and so on.Does that sound about right?

That income sounds low for Sedona. 

@Jamie Boyd That sounds a little high for only the shell but unless you have some preliminary drawings to work off of, you're always going to get a high budget.

Sounds like a very exciting region to be involved in real estate!