I am really hoping someone could help me with this, as I never slept after this happened and am worried.

RegardsHey there, nice to see someone in my local area!

I also get numerous leads by paying a 1,000 finders fee for any unlisted property someone tells me about that I buy.

The additional advantage to a DSCR loan is that they do not impact your DTI and  you can keep them inside of an entity to help provide an additional layer of liability coverage if you would likeEntities would also allow you to be flexible in your ownership structure, if you need to add someone like a credit partner to help get better terms.Just shot you a DM, would love to see how we can help.  

Also, if there is room for an ADU renovation, with the new laws, someone is going to pay more and put more units back there if they can.

If you are working with a solid mortgage pro, they will definitely not play that game and would rather work with someone more serious.

Someday, after my death or my wife's death, we would have to name another executor, either one of my daughters, or someone else.

I wanted to have someone do it at first. 

It isn't listed as extra sleeping space, but if someone asks if we can accommodate 12 (we sleep 10) then I can help them out if I feel it will work for them.Next up is the septic.

This keeps things fair and covers your back if someone says you were unfair.