Maybe your energies would be better directed towards finding alternative solutions to your problems rather than railing against situations you have no control over.

Wayne, Reading these forums is a great way to start -- I've learned a lot about real-world solutions here versus books and articles.

In either cases we would be putting 10% down and planning on refinancing out of mortgage insurance in about 2 years, after making renovations.The reason home possible is not the obvious solution is because we don’t quite qualify.

Maintenance and unit turn costs are also very important to monitor Along with marketing and DOM, we monitor showing data, applications, denied vs accepted, where the prospects came from.

They can help guide you to creative solutions to finance a purchase.

Since the lower unit is already small I am not a huge fan of this since the heaters sit on the wall and take away from living space but it seems like the most cost effective solution I've found so far.

I’ve been monitoring Suwanee for awhile, mainly because I might move to the area for better school. before covid it’s hard to find property under 300K but right now less investor/buyer are looking, lending is tight, less cash buyer in this price range.

Solution: We move to Fells Point in Baltimore when our lease was up at the apartment we were living in. 

The solution was there were several wholesalers that still had some pretty good buys off market.In todays market, there are not in my opinion much in the way of great buys on the MLS or off market as even the wholesalers are bringing me "deals" at retail prices.

Sorry I wont be able to share any thought on a solution or some clarity.