There is some gray area about some of the no action letters from a decade or so ago and many companies are more aggressive with what they show in their OFFER (not sale) of securities to non-accredited investors.  

As it effected my eye sight in a terrible way. not only the right eye , but also left eye was very light sensitive.

As Rick states this is pretty complicated type actions with much case law way back in the day that is available to research.

This particular question, nor these particular deal types are actually in my plan of action when it comes to my investements.

I have heard a lot about this site from my local REIA here in Tacoma, WA and thought I'd take action and see what's in store.

see below... this is the site you want to go to.. its free.. and its the actual trustee selling the assets. the other companies just republish public records.I bought all my pre foreclosures =within 72 hours of the sale by door knocking.. that's when denial turns into action. you need to have your cash ready and a good relationship with the title co. and your authorization for them to sign to give to the bank so you can get a payoff from bank or Northwest trustee.. we were on first name basis with all the trustee services there is no reason to pay for this information just find out the trustee services and sign up with them.. they must by law answer your phone calls and or written enquiresnorthwesttrustee.com

If for some reason they default before you have the entire deposit what would your course of action be?

Here are some general specs: 8 br/4 ba Over 4300 sf3 storiesMajority of the house outdated Lots of knotty pine ceilings and walls Unfinished basementMissing copper pipes (stolen last year out of the basement and never replaced)Roof 10+ yrs Well waterSeptic systemPond on property (large enough to paddle boat on)My plan of action is to first see if the owner will allow me to get a pest inspection that I will provide to a contractor and ask for a bid.

Box 1000Chester, PA 19022877-322-8228 The credit reporting agency plays no part in the decision to take any action on your rental application and is unable to provide you with specific reason(s) for our action.You have the right to a free copy of the report within 60 days of receipt of this notice and to dispute the completeness or accuracy of any information in the consumer report issued by the credit reporting agency.Sincerely,Account Closed 

If you set these two scenarios up with ROE being your comparison metric you can then run a sensitivity analysis on rates to see how it affects your decision.