It might sound like a good idea, but again, it's fraud.When you turn in a mortgage app, you sign it verifying that it represents your financial situation to the best of your knowledge.

The numbers I have used do not represent any skill on my part in finding great deals.

I would think there would be some risk of fraud for the sellers and their agent if they are representing that the lower offer they subbed to the bank is the best one.

However, if you were representing somebody else in your dealings, and not negotiating on your own behalf, you would need a license."

There is no requirement, tax wise or for any other reason that your "books" must be done by a CPA, an accountant or even be in accordance with acceptable accounting principles (to some extent) what is required tax wise is to keep track of your income and expenses in a consistant manner so that such items can be identified.If you just write the check number down in a book and write out what it is for, paint, cleaning supplies, carpet shampoo, those are expenses and you subtract it for the money you receive from rents.Code your checks and deposits, a, b, c, d, e, f, g, h (later you could go to a-1, b-1) each represents a property.

In Nevada, an agent can represent both sides of a transaction.

I represent taxpayers and businesses before the IRS.

You may also speak directly to a customer service representative by calling 1-800-CALL-FHA (1-800-225-5342) or visit our online knowledge base at www.hud.gov/answers, 24 hours/7 days a week.FAQ: How can FHA help me buy a home?

I'm still analyzing the data, but so far it seems the colors represent the reletive price differences between different states/counties/zip codes.

It seems to me if you are paying an agent to represent you, the agent can represent you at the trustee sale.