Well the way brandon explains it is that even though people use the two terms interchangeably "private lenders" and the easier terms really just means its people you know from networking or friends and family - so if you can't get the money or the deals don't make sense with whats being offerd by hard money lenders then IMO you need to start hustling to all the local netowkring stuff you can (thats where i'm at right now)If you don't have a local bp meetup, start one - bring coffee and donuts - whatever it takes, even the only people you meet are a bunch of other newbs then thats a start - you could all chip in on a flip or something.But yeh - low interest rate easy money is going to take relationships

I am still taking some chips off the table by liquidating anything that is not performing well, doesn't meet my long term strategy any longer, or anything that I would not want to hold for the next decade.

Picture chip and Jojo designing a cabin.

I am just a bit anxious because there are some beautiful homes in Fair Oaks and Roseville right now in the 500s and 600s and liquidating to put +$250K down and lock up a new primary in the 3 or 4%s is tempting. 

When we do white appliances if anything gets chipped I just pick up white appliance paint and like magic it looks good again.

I also have concrete counters in my personal home and they require much care(sealing) and can easily be chipped and cut into.

Currently I have 7 new construction homes/tear downs in Royal Oak.

Worst case, the COs need a great amount of work done prior to receiving approval and the present owner wants us to chip in on the cost of repairs.  

Petersburg-Clearwater, Fla.1.386.0030Grand Rapids-Wyoming, Mich.2.964.2531Boise City, Idaho2.005.0032San Jose-Sunnyvale-Santa Clara, Calif.2.504.3733Greenville-Anderson-Mauldin, S.C.2.804.0034Madison, Wis.1.725.0535Albuquerque, N.M.2.923.7136Houston-The Woodlands-Sugar Land, Texas2.244.1937Winston-Salem, N.C.3.003.2138Riverside-San Bernardino-Ontario, Calif.0.525.6639Buffalo-Cheektowaga-Niagara Falls, N.Y.1.274.8940Fresno, Calif.1.294.8141San Francisco-Oakland-Hayward, Calif.0.945.1442Detroit-Warren-Dearborn, Mich.1.174.7743Phoenix-Mesa-Scottsdale, Ariz.3.662.2644Oxnard-Thousand Oaks-Ventura, Calif.2.293.6245Augusta-Richmond County, Ga.

I'm interested in connecting with investors who are actively buying vacant land in Waukesha, Kenosha, and the suburbs of Milwaukee County such as Oak Creek and Franklin for both residential and commercial development.