I am at a point where I have reached a ceiling with my primary lender and need to find alternative lenders to work with.

Currently I have a NYC investment property still under mortgage but have roughly 25% equity and roughly around $450k in stock investments.

I know it’s not much, but is there a possibility a lender still work with me?

I had not considered that because I was imaging a deal where they purchased with a loan and the lender would not have accepted excluding issues like this.

Cash out Refinance: If you use this option then it basically resets the clock on Mortgage and is essentially a new loan.

Hi BiggerPockets Community,I'm having trouble managing mortgage payments for my rental duplex property and could use some advice from those who have dealt with similar situations.Background:The mortgage for our rental duplex is in my and my wife's names.Our LLC holds the property deed via a quitclaim.We set up a business checking account for the LLC to receive rent payments and manage property expenses.The Problem:The bank requires that mortgage payments be made from an account in my and my wife's names, not from the LLC's business account.

The lenders we have spoken to will only finance as a personal residence.

Can anyone recommend a lender or possible solutions to move forward.  

I always find REIA meetings great for networking with local lenders, contractors, property managers and other like minded investors who are usually willing to share referrals.

He's a nationwide lender and dually licensed RE Broker so can help with structuring.