Having said that education and networking will be two things you need to do to minimize your risk with investing.

If the seller has nothing to gain from the sale, they likely wont cooperate and you are wasting your time.

You're totally right that if I find myself carrying cc balances, it would stress me out and I'd feel that much more of an urgency to see the property sell for a price that would allow me to completely pay those off in full.You're also right about how stressed and distracted I'd be if I'm back to a 9-5 with a rehab going on and I'm not there to make sure time isn't being wasted.

If they can't provide it or it is sparse, I am not going to waste the time to see it.

It can look pretty but if it doesn't resonate with who you're mailing to and if it doesn't offer something they'd be interested in, it's a wasted mailer. 

What are some of the options she can do to either recuperate all or some of her down payment or actually close on the house in time to minimize or nullify completely any additional fees?

Minimal HOA.Assuming that rent, 20% down payment, 50% vacancy rate, the cash flow would not be super, but one of the main reasons for my interest in real estate in the immediate present is the effect in reducing our taxable income, rather than for providing replacement income.

Realistically at this point you are wasting everyone's time hoping you can find a buyer later.

Obviously, my intention is not to mislead people and use my CPA designation as a lure since my tax knowledge is minimal at the moment.

Obviously, my intention is not to mislead people and use my CPA designation as a lure since my tax knowledge is minimal at the moment.