I've been doing some direct marketing here in the Sacramento CA area.

In the current market, that would be tough to do at anything over 75%.

I attend Real Estate industry related business meetings monthly at the local Realtor's Association in Colorado Springs and the insurance agents who attend have all attested to drastic premium increases over the last year...  

I did think about perhaps offering to rent to them for a specified amount of time at below market value (enough to cover the taxes) till they can get things figured out.I want to do everything I can so not to come off as a prick.  

Find an investor-friendly real estate agent in the market you want to invest in because a typical realtor is not as familiar with how to evaluate the potential of a property for investment purposes.

Did you do the market research?

There are some great opportunities in the Ohio markets.

You asked about the risks and benefits of using leverage in real estate investing.The reality is leverage cannot be avoided, usually, in real estate investing.The risks are you get over-leveraged and your don't have enough cashflow and reserves to weather a market shift, extended vacancy, or major repair.The advantage is you increase your ROI by using other people's money and as little of your own money as possible.

The Zoom conferences, corporate breakdowns, and ongoing educational sessions, many of which involve seasoned attorneys and industry professionals, are constant.

You still have a month but I do think MTRs in markets with a lot of competition can be a bit harder to get bookings on before you have reviews.