He only opened mine because it was during the holidays and I used an invitation colorful style envelope.

So far it has been slow, I figure that's because of the holiday season.  

We're moving into the holidays, which is a slow time in the Seattle market, so we've got more than one headwind working against a successful sale.

Let's say you are buying your first STR before the end of this year, in time for the holiday booking spike.

My point is...I know a little about Life Insurance...and have stayed in a Holiday Inn Express (and set up Whole Life for kids...conservative long-term vehicle)To my main point...after listening to Patrick Donohoe recently on Michael Blank's podcast, I really started looking at how so many wealthy people DO seem to utilize certain Whole Life policies to (in effect) be their own bank for many purposes. 

Today I’ve been married 9 months & by getting married I picked up $100k in student loans & another $20k in car loans plus some credit card debt at 0% flipping a house over holidays that recently closed.

I also was in Crestline as a child as a weekender/vacation home user, my parents, aunt and grandparents all had vacation homes there.Short term rentals generally are booked on holiday weekends and for a week at a time during regular school break holidays and the Summer.

In fact, my HELOC balance has dropped down again and I was considering making another payment to the mortgage, but with holiday travel and gifts I'm going to hold off and do it in the spring.)Payoff date Jan 2024Projected interest savings $203,000The things I keep coming back to are not the interest rates and how I'm saving money over 30 years instead of 5 and all that, but the fact that $10,000 was COSTING me $20,000 in interest to pay in the old way and about $1200 in interest to pay in the new way and that all my income is going toward paying down the HELOC whereas just a portion of it was going toward paying down the mortgage.

I did get weekly phone calls from exotic vacation holiday - seems they use chbo’s site to generate their leads - trying to get you to post on their site.

Just got one where they were trying to insinuate that the hours they got working for a department store over the holiday season were their normal hours for the year.