Between the title company and the bank contacts, I think the rest is just following the process of standard home purchase.After you own the home, consider if you want to just keep the status quo with the tenant or raise his/her rent.  

We plan to increase our income so that we can retire comfortably and afford health care.

Since it was so minor with no permits and would only take a few hours, I failed to get a contract signed or even ask about his insurance status or anything to that effect. 

Send mailers to Health code violators 24.

.- Three (3)- and Four (4)-Unit Property - The maximum mortgage amount for 3-4 unit properties is limited, so that the ratio of the monthly mortgage payment, divided by the monthly net rental income does not exceed 100%, regardless of the occupancy status.

I know many agents do not put their listings in pending status until the financing contingency has been removed (And you keep those phone numbers that call in a folder to start ringing up when something goes wrong.... like now).Just some thoughts on getting a back up offer.

She and I bought a few houses but sold just before the bust for profit because of her health.

Tell them your going to call the health department about the bedbugs and other issues within x days, if they don't release you from the lease within 30 full calendar days, and refund your deposit.

It certainly won't change your overall condition status (good, fair, average, etc.). 

Will that provide Borrower information Name Address Phone Physical Address, 1ST lien HLOC, HLOC over 100k, negative payment history, status of account:past due, Income information, employment information?