I was working on getting the down payment taken care of, but I had emergency expenses come up and won't be able to really save as aggressively as before. 

Personally, I would like to have that ~18k in the bank in case of an emergency or when I decided to buy another property.

Here are the details - I'd love any feedback:Pay History – spotty up until ~2018, but thereafter consistent after obtaining a good job in the medical field.

Im 18 years old, fresh out of high school, no credit, I am going into the army soon to work in the medical field, I am very Conscious about staying away from consumer debt & saving more than I spend.

I would like to put less down and have more money in the bank in case of an emergency.

Here is a brief description of it:https://malegislature.gov/Bills/191/HD5166Protecting Renters and Preventing Evictions-Cancel/ban evictions for rent due from the start of the COVID-19 State of Emergency through 12 months following the end of the State of Emergency, if tenant was unable to pay because of a direct or indirect impact of COVID-19.

@Ray Danishyar I’ve actually thought of starting flipping a few properties to get the initial capital for my first property just to have some cash in hand in case of emergencies or set backs

For example the dozens of folks that have guaranteed they will lease my unit with cash in hand "tomorrow", the numerous contractors that have said they will arrive at X time for the emergency plumbing/heating/electrical work, or the tenants who say they'll have the money in by X.

You should always give them a minimum of 24 hour notice in case of emergency.  

Law, Medical, Stem to name a few of worthy degrees.