The closing attorney can probably draw it up if you already have terms lined up but you're not comfortable doing it yourself. 

I know I am still always learning, your best bet is keep going, keep observing, see who buys what, who buys where, what prices do they pay in what conditions, see if you can see who got a good deal and a bad deal, little by little you will get more comfortable and familiar - but it takes time and patience, I remember in the beginning I would get REALLY frustrated.

(I skip the refinance part - I'm not comfortable with the added debt).

Federal Fair Housing Act says: In buildings with four or more dwelling units and at least one elevator, all dwelling units and all public and common use areas are subject to the Act’s design and construction requirements.

I was born and raised here and feel much more comfortable getting started locally. 

They are insurance policies designed for rental properties. 

Wish you were still in Louisiana as I could use some interior design help once I start buying properties :) You have found the right place to get started in Bigger Pockets for sure.

Either crazy designs that have high maintenance costs or no character and quickly dated finishes.

Refrigeration systems are designed to be run.

My wife makes enough money so that we can comfortably make ends meet, but there isn't a lot of savings opportunity.