If you think he's breaking in, he's harassing the workers, you need to do something. 

I’m keeping it now because alreAdy water under bridge and policy is finally close to breaking even.

I recall one wholesaler I met who was trying to break into the business. 

Yeah I can send you over a neighborhood map that breaks down each neighborhood into A to C- class based upon sales prices, rental comps, and neighborhood condition.

In Iowa we can get occasional breaks from the cold where some outdoor work can be completed on a more 'normal' pace.

-He gets the loan in his name. 15% down investment conventional instead of second home conventional because this smells like an investment to me and for 5% it's not worth breaking the rules in 2022.

Yes, some will say never renew as they ae breaking the lease and if they do it on this they may do it again and you are showing the tenant he can get away with it. 

If not, I don't see a big reason to stay in that home unless the fee to break the lease is MASSIVE. 2.

I don't want to break any Fair Housing laws.

I gave the brother a “break” on the rent where I may make $2,300 a year off the property.