Note at 95% LTV, the house hacker can have the down for a property 5X more expensive RE than the 75% OOS LTV. 

I deal for a house hacker is different than a deal for someone who is looking at pure investing.

The lease agreement (obtained from a fellow house hacker in town) states the following (which said tenant agrees with all terms):USE OF PREMISES.

Of course, you’ll have to wire transfer money to the closing title company.....note, get Verbal confirmation from the closing title company or attorney for the wire instructions.....a common scam now is hackers hacking title company/real estate agent emails, sending you fake wire instructions, and your money is gone forever into some scammers bank account.

We would love to meet/chat with other investors/house hackers in our area (st Clair county mi) or other areas in the state.

Hi @John Learned I believe Bakersfield is still a viable market because just like @Gene Hacker said, you can still get cash flow from day 1. 

It's a unique situation in that the average Chicago house hacker has great credit and strong income but likes to put as little as possible down.

Maybe @Garrick Oconnell or @Michael Hacker can answer with construction costs locally. 

Recent changes to the HomePossible program are hurting potential house hackers buying power so my precition is these appreciation rates will slow in the next few years. 

I believe FHA loans is popular with house hackers.2) I'm trying to do everything over the phone.