Mortgages for LLCs with personal credit under 680 are tough and expensive, and under 640 are typically not really economically practical for the borrower. 

Companies typically last only ten years on average.

Just curious, what is a typical LTV I can draw up to with a HELOC on primary and investment property? 

In this guide, we’ll explore five essential tax mitigation techniques that every savvy investor should know.1.

What's a typical down payment for commercial multifamily?

@Matthew Drouin had a great reply:"Typically 50% of revenue is going to go right to operating expenses on small multi family. 

Spreads between conventional loans are typically 100-150 bps of the loan amount.

Meaning, the bank wants to see that a property cash flows for typically one to two years of tax returns before they count it as income. 

Typically, higher income areas have lower crime, more amenities, better schools.  

Terms such as interest rates and payment schedules are typically negotiable.Combining creative financing with seller financing can include strategies like:Subject-to and Seller Financing: Taking over the seller's mortgage and financing the equity portion through the seller.Lease Option: Renting with an option to buy while negotiating seller financing for part of the purchase.Wraparound Mortgage: Keeping the seller's existing loan while they finance a new loan that includes the balance.To proceed, consider connecting with experienced investors, understanding local legal implications, and attending networking events to gather insights.