If you take a loan at 8% today. 

By BRRRRing, you can achieve your goal of acquiring four houses with minimal effort and financial strain, allowing you to shift from buying to paying them off.

FHA gets a bad rap because sellers and many agents think it's only for people who don't have the money so if I had 20 percent, but wanted to use FHA, I would present a proof of funds with my offer showing I have more money, but am using the FHA as a financial option so I can get an investment property as well somewhere else.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

I am financially independent and don't have a job, though.

I believe such plans are offered by specialty divisions of the mainstream financial services providers like CIBC & RBC.

I personally own a large portfolio here in Memphis and I hired a property manager for the very first proeprty and I still use them today. 

Quote from @Josh Lansberry: You will hear a lot of people bad-mouth him, but Dave Ramsey can teach you how to get financially savvy real quick.

A realistic understanding of "today's" market and2.

Great, I'll go to Lowe's today to get them!"