I have not asked for a raise on mine I get pretty big ones out of the gate LOL.As for Fico when i had a bunch of mortgages that reported to the fico I had a hell of a time getting even above 700. 

I wasn't sure if asking my FHA lender about switching it to commercial will raise red flags.

Born and raised.  

I knew I was interested in capital raising. they had zero education about that topic.

Just to clarify, there is no limit to what you can raise as a nonprofit but, as Shonda mentioned, you can do a simplified filling if you intend to raise less than 50k a year.

They’re pushing this $40k program on us now, and I was ready to buy in until someone raised the question of whether or not it’s legit and now I’m super second guessing this decision.

Our plan was to do the traditional house-hack, but things haven’t gone as planned.During some self-testing followed by professional testing, we discovered lead in several high-traffic areas of the home.

Forced appreciation, where you do things to raise the value, should be taken account of in your underwriting.

Right now I'm focusing on building up rentals in the states & doing some flips to raise more capital.

A couple options… 1) Coast as is until March for better selling season, more buyers, higher price. 2) Raise the rent at least half way to market.