Somewhat unusual, but not surprising. 

Frustratingly, those projections are released at the exact same moment as the Fed's rate decision and there's every chance that September's installment will cause some volatility in the bond market.For instance, if the Fed's projections are surprisingly friendly, mortgage rates could fall sharply on Fed Day and many uninformed onlookers will falsely conclude that the Fed rate cut was the thing that did the trick.One caveat to all of the above is that these conclusions are only as good as the market's understanding of the Fed's probable course of action.

It's an incredibly popular change, so I'd be surprised if we don't see it again.As to the retroactive point, it's not happening.

@Charles P. typically, we give a seller two options:1) They can fix2) We get a bid and ask for 150% of it, to cover unforseen surprises.

You're talking about Buckeye, Goodyear, Waddell, Surprise, Peoria and Glendale, and others.... 

Surprisingly, this small town in Oklahoma had a lot of data that says yes. 

I was surprised and now im worried about HOA.

If you have a county commissioner you could also check with them to see if your STR Rental would be a problem, I would be surprised if the county would do anything to restrict your use.We lend on Rural STR, up to 70% LTV for DSCR rentals, with no seasoning, we can use AIR DNA for income projections.Hope this helps.

The returns have been astronomical for awhile but the market has started to shift this last year into different areas and surprisingly Old Town has seen the biggest decline.

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!