I'm also struggling to find a realtor that doesn't speak in 3 word sentences or even wants to meet in person to discuss my goals -- maybe it's just the area, heavy competition, and a lot of "investors" (probably like myself) who spin people's wheels without ever getting really serious.I'm also considering areas like Montclair and Bloomfield because of easy NYC access - they seem like they could be safer with longer term tenants, but I'm not as familiar with the rental markets.I'm reading and digesting as much as possible, getting familiar with terminology/concepts, but I'm struggling in general to get focused and be confident that I'm going about this the right way.  

Beating around the bush is a death sentence.

Based on the prior two sentences, I would be cautious about retail priced investing, which is what there is unless you know how to extract a property from an owner w/o market forces at work... meaning buying from a seller who is not ready, willing, or able to sell.

Your first sentence tells a LOT...... your numbers should tell you that you REALLY want this property....not your emotions.

On a 1/4 of a Million dollars, for an entire 1.000% rate difference, you're only looking at $149 mo. diff.250k @ 4.00% = $1,194250k @ 5.00% = $1,343                               $149The problem is, too many people look at loans these days as if it's a 30yr prison sentence, when the likelihood of most keeping a loan in place past 5 to 7ys, before they sell or refi, is pretty slim.This is why  the arm programs are making such a strong comeback!

Just getting started" was the first step, which is sort of a redundant sentence.

Pay special attention to the last sentence, paragraph 1 under the heading "How “Service Animal” Is Defined"

Window in the shower is a death sentence, id remove it an put in a small vinyl window .

Just a tip my friend use proper grammar and complete sentences when you post.

good and property mgmt, shouldn't be used in the same sentence,imo!!