Your best course of action is going to be to really see what you can do to get your credit score up as quickly and as much as possible - you will likely be able to find options right now - but your terms are going to be much much better if you can get that credit score even up like 30-40 points

It gives you great info and pulls their credit score for you, their work history for you, and sends you a completed application.

Good morning, BiggerPockets Family.I recently submitted a Residental Purchase Agreement (RPA) with a pre-qual letter from my credit union and FICO scores.

In our opinion, Class C tenants have FICO scores from 560 to 620 - where their chance of default/nonpayment is 15-22%.

We would like our home year three to be FHA as well.Hey Leah, when it comes time to refinance you can as long as you qualify for a conventional loan with a credit score of 620 or higher and have 5% – 25% equity in the home.

The same company makes an NA version... is that too goofy?

My credit score is 755+, so that wouldn't be an issue with financing.

I would suggest using this website to get a general idea of the locations you are interested in. https://www.areavibes.com/Its pretty cool because they give you a total livability score and you can just see the different data that they give you

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

DealCheck is not free I have been using a free version.