@Mike S. this technique is how you will leverage your equity and grow your portfolio faster.

I started by getting sellers to seller finance the sale and still use this technique as much as I can!

However, like the person listening at the gym in @Joe Splitrock's story, most people I talk to are definitely not interested in applying this technique to their own life. 

This actually sounds nice, since it means that the downpayment can be collected in a more relaxed manner, but its also tricky for obvious reasons.Is 8% of the total monthly rent a lot?

Some mortgage lenders are also beginning to relax lending standards.Home builders are trying to meet the extreme demand for an "affordable" product in the Austin area. 

@Tamara Troutt another technique is to send out mailers and have the people call you.

Tenant 1 with the car stated she watched her do this technique while shoveling earlier and asked her not to do it against her car.

The proof is right here:  https://www.fanniemae.com/content/eligibility_info...Portfolio loans offer different terms including relaxed down payment options, but they do come with different features, both pros, and cons to a conventional loan. 

No one ever talk about using those same techniques to buy homes for themselves.

Look him up on Google and consider his Creative Financing Techniques course for starters.