Great job for taking the leap.

Whether you are looking flip the property or hold on to it, getting a 6 or 12 month fix and flip loan doesn't lock you in for that time.

For a growth market to be growing, you need a lot of job and population migration. 

Sad country we live in at times. 

I owned for 37 years, raised the rent many times, and later sold for 6X what I paid. 

It's a ticking time bomb. 

If you have evidence of the damage, it is unlikely the tenant will spend the time and money to take you to court.

USDA does not.If you have a job gap (6+ months of unemployment) on an FHA loan, then you have to go back 2 years prior to the job gap AND be back to work for 6 months before you are eligible.How to avoid this? 

It sounds like you've done a great job in investing in yourself and taking personal risks. 

Hi, Jorge - My MTRs are in California, too, and we have exceptionally high bills in the summer time especially for AC usage.