If you wanted to fund a portion of the down payment would you suggest a hard money lender, personal loan, etc.?

The person worked for H&R Block, now works for TurboTax Live and is being honest about their skills: NOT QUALIFIED.

I have other HELOCs that were much easier to get both personally and professionally.

You can’t use the property personally for more than 14 days or 10% of days rented, whichever is more. 

This is advantageous bc later you have a third party loan (not your personal money) so seasoning period is 90 days to DSCR out. 

Or a personal loan if interest rates aren't cost prohibitive?

Caution:  Personal credit card financing is a huge risk and good luck finding 0 percent interest today.

Quote from @Dominic Mazzarella: Quote from @James Wise: TikTok is supposed to be shut down in the U.S on 1.19.2025 unless the Supreme Court blocks or delays the U.S. ban per Trump's request.I won't pretend to have any idea how the inner workings of the data collection between China and the USA effect the world, but on a personally business not, I like it.

I have my own leads (name of decedent, physical address of property, personal representative for the estate, Their physical address.

I've done enough personal home projects to know, if I find a deck company it'll be 2k, but a GC will charge me 2.5k to over see it...