There will always be some uncontrollable variables because you’re dealing with both the human element with renters and houses are basically living creatures themselves and it’s not always possible to predict when big expenses will arise.

you say youre in central coast maine, is that a specific city or a region? 

So the main advantage of a DSCR in this case is just the fixed rate? 

I think the main thing would be access to the books to make sure of the expenses.

Its certainly not "guaranteed return" - thats a word to always stay away from in real estate (in finance or even investing in general)high level - its because HMLs are going to be secured by the real estate, meaning in event of default, the lender can get the property to be made whole - somewhat trust is involved, but thats the main mechanism behind it

A few of us work in that area of Maine.

Plex has some rough areas but mine are on the main road full of apartments for students.  

I think your last point about starting near infrastructure and moving backwards is very interesting.How much value do you put on a property being on a main vs side street?

That seems to be the main reason he left.

Codie Sanchez will get you motivated, I just ordered her new book Main Street Millionaire, but have not read it yet.Sail with the wind, not against it.