For illustration purposes, the investor with engineering and/or construction background may excel building in a market where there is ease in doing business and can build efficiently whereas the doctor may have greater success in the established market where significant barriers already exist but can afford the entry price and can ride the waive of continued appreciation and offset their high salary by depreciating the expensive building they acquired.  

After that, the YouTube algorithm continuously bombarded me with Pace's content.

However, if you'd like to continue to grow your portfolio and use your own funds (instead of OPM), then I would tend to say take out more than the 50k in order to fund future purchases.

In the meantime I will continue the search for a new PMC and talk to our lawyer with the intent of filing a suit since odds are it will be needed. 

DSCR loans could be a good option if you want to continue to grow your rental portfolio.

There are but we have not continued in that particular area. 

👀I expect to see a strong January if this trend continues

I'm going to continue my real estate investment plans!!

I want to continue to invest in the property especially after getting back the inspection report which had a little more work than expected but I can roll with the ball!

Refinancing next year would likely allow you to lock in a potentially lower rate than the 8% you're currently at, especially if the market conditions continue to favor lower rates.Avoid Duplicate Fees: You're right in thinking about avoiding duplicate fees for the refinance and HELOC.